Lower energy costs, extra living comfort and usually an increase in the value of your home: these are all consequences of making your home more sustainable. But where should you start? Money lender Hypotrust explains it to you in great detail.

Are you not sure yet which sustainability measures you want to take for your home? Then start the step-by-step plan from the beginning. Do you already have a clear picture of what measures you want to take? Then start with step 2 and your sustainable home is one step closer!

Step 1: Determine what you want to make more sustainable

Nowadays you can do countless things to make your home more sustainable. So think carefully in advance why you want to become more sustainable. Do you want to save euros or a higher living comfort? Often it will be a combination of benefits. For example, are you going for a major renovation where you replace the windows and frames? Or do you opt for relatively faster jobs such as roof insulation or solar panels?

Step 2: Ask advice from specialists

Unless you know a lot about jobs, it is useful to get advice at specialists. They can tell you exactly which adjustments can be made that match your wishes and home. For example, when installing solar panels it makes a lot of difference in which direction and at what angle they are placed. A different location can already provide a much higher return.

It may be that after collecting all the advice you have a large list left. Then make an overview of what you want to prioritize and also check whether combinations of certain measures are possible. For example, do you opt for solar panels and do you still cook on gas? Then it may be smart to switch to an induction hob.

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Get advice from specialists | Photo: Hypotrust

Step 3: Request quotes

Have you made your choices? Request quotes from various installers and suppliers. Do this for at least three different parties so that you have enough choice and not just party A or party B. When comparing the quotes, make sure that you compare the correct parts.

Check, for example, whether installation costs and warranty are included, whether there are any additional costs and whether all activities are clearly described. But don’t forget to calculate how long it will take you to earn back your investment. When you have carefully considered everything, you make a choice for one of the parties. Make sure you make clear agreements with them about delivery, prices and any guarantees, so that you are not faced with surprises later on.

Step 4: This is how you pay the sustainability

There are different ways to pay for making your home more sustainable. You can use your savings for it or apply for a subsidy that can amount to thirty percent of your investment. But did you know that you can also get extra budget for sustainability within your mortgage? This is possible with the Free Life Mortgage from Hypotrust. Even if you have already paid off your current mortgage. You can then increase your mortgage back to the original loan amount without first visiting the notary.

Do you alone or together with your partner earn more than 33.000 euros? Then you can borrow a maximum of 9.000 extra euros for energy saving measures. Fortunately, there are also options if you earn less than that. Then you can always contact the Nationaal Warmtefonds for an interest-free Energy Saving Loan.

4 tips to save energy without investment

Turn off as many devices as possible instead from in standby mode and switch off power strips if you do not use appliances at night. This can save you tens (!) euros per year.

Shower a few minutes shorter. Heating water for showering is relatively expensive. You can save up to a hundred euros per year with this.

Turn your thermostat down a degree. This saves you up to a hundred euros per year.

Do you have broken light bulbs? Then replace them with LED lamps. As a result, you save up to ten euros per year per lamp.


Photo: Hypotrust



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