Since the weather is busier on the road, damage is also more frequent. This also applies to taxi transport. However, previous accident figures have led to regular insurers becoming more reluctant to insure taxis. In order to reduce the number of claims and make taxi companies attractive for these insurers again, the ‘RijBeterBox’ is being introduced.

This is an initiative of De Vereende, partner of Safe Traffic Netherlands and insurer for special risks. Due to the reluctance of regular insurers, they have more and more taxi drivers as customers. Ingrid Visscher, director at de Vereende, states that the RijBeterBox fits in well with their mission to guide drivers towards these regular insurers. “That also gives us mixed feelings, because we want to do the best we can for our customers and let them go.”

The damage figures from De Vereende show that taxis in the past five years caused damage much more often than passenger cars. The average damage amount for taxis is 23 percent higher. This means that the cost of claims per insured vehicle over the past five years is 2.2 times higher for a taxi than for a passenger car. This is also because taxis cover more kilometers and drive more often in city centers.

Relationship between good driving score and damage caused By placing the box in the taxi, drivers can measure their driving behavior from February at no extra cost. Research by Data and Telematics specialist Yeshugo from 2019-2019 shows that insight into one’s own driving behavior actually helps to reduce the number of claims. In that study, the association between a good driving score and damage caused by ten taxi companies was investigated over a period of twelve months. Window damage was not included.

Taxi drivers could receive a low, average or high score for their driving behavior during the course of the study. It turned out that drivers with a low score 23 were percent more likely to be injured than drivers with an average to high score. The average damage amount with a low score was 09 percent higher.

Gaining insight into one’s own driving behavior therefore seems to be a good way to make taxi drivers attractive again for regular insurers – through less damage. De Vereende also calls on these insurers to offer taxi drivers with a good driving score a regular insurance offer. If this does not work with these companies, the Vereende will give the drivers with a good score up to 23 percent discount on the premium. .

Support from VVN and KNV Veilig Verkeer Nederland (VVN) and the Vereende share the objective ‘everyone safe on the street’ and to reduce the number of accidents. For example, the VVN has previously taken the initiative together with the Vereende and the Dutch Association of Meal Deliverers to increase the road safety of meal deliverers. Safe Traffic Netherlands spokesperson Rob Stomphorst states that they also wholeheartedly support this initiative for taxi drivers. “Our previous experience shows that providing insight into one’s own driving behavior is a good way to increase road safety.”

KNV also considers such initiatives a positive development. “Insurability for taxi companies has been a problem for a long time,” said chairman Bertho Eckhardt. “Companies often find it difficult to go somewhere and if they succeed, often at higher premiums. This puts a lot of pressure on our sector, where margins are already small. Insight into driving behavior and the actual costs of claims caused is very important and will undoubtedly lead to lower premiums. The sector can only be very happy with that. ”

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